Fixed - 2 years satisfactory income, employment and A credit required
30-Year Loan – CCCC-100
15-Year Loan – BBCC-100
- Fixed Rate for 15- or 30-year term
- Purchase, R&T Refi Owner Occupied, 2nd Home to 95% LTV; Non-owner/Investment to 90% LTV; Cash Out to 90% LTV Owner-occupied, 2nd Home Cash Out to 85% LTV Non-owner
- Property Types: Single family, Condo, Planned Unit Development, 2-4 Units
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30-Year Piggyback 1st + 2nd loan CCCC-01S
15-Year Piggyback BBCC-01S
- The second mortgage can be either a 15-year fixed rate, 30/15 balloon or a home equity line of credit (HELOC) product
- Primary residence HELOC loans to 90.00% CLTV have 15-year draw and 10-year repayment periods
- Primary residence over 90.00% CLTV and all second home loans have 5-year draw and 10-year repayment periods
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Loan programs, rates and fees subject to change without prior notice.
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